List loans
curl --request GET \
--url https://api.dev.bsa.ai/v1/loans \
--header 'Authorization: Bearer <token>'import requests
url = "https://api.dev.bsa.ai/v1/loans"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://api.dev.bsa.ai/v1/loans', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.dev.bsa.ai/v1/loans",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.dev.bsa.ai/v1/loans"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api.dev.bsa.ai/v1/loans")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.dev.bsa.ai/v1/loans")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_bodyLoans
List loans
Fetch a paginated list of loans, filterable by customer and status.
GET
/
v1
/
loans
List loans
curl --request GET \
--url https://api.dev.bsa.ai/v1/loans \
--header 'Authorization: Bearer <token>'import requests
url = "https://api.dev.bsa.ai/v1/loans"
headers = {"Authorization": "Bearer <token>"}
response = requests.get(url, headers=headers)
print(response.text)const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};
fetch('https://api.dev.bsa.ai/v1/loans', options)
.then(res => res.json())
.then(res => console.log(res))
.catch(err => console.error(err));<?php
$curl = curl_init();
curl_setopt_array($curl, [
CURLOPT_URL => "https://api.dev.bsa.ai/v1/loans",
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_HTTPHEADER => [
"Authorization: Bearer <token>"
],
]);
$response = curl_exec($curl);
$err = curl_error($curl);
curl_close($curl);
if ($err) {
echo "cURL Error #:" . $err;
} else {
echo $response;
}package main
import (
"fmt"
"net/http"
"io"
)
func main() {
url := "https://api.dev.bsa.ai/v1/loans"
req, _ := http.NewRequest("GET", url, nil)
req.Header.Add("Authorization", "Bearer <token>")
res, _ := http.DefaultClient.Do(req)
defer res.Body.Close()
body, _ := io.ReadAll(res.Body)
fmt.Println(string(body))
}HttpResponse<String> response = Unirest.get("https://api.dev.bsa.ai/v1/loans")
.header("Authorization", "Bearer <token>")
.asString();require 'uri'
require 'net/http'
url = URI("https://api.dev.bsa.ai/v1/loans")
http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'
response = http.request(request)
puts response.read_bodyReturns a page of loans. See Pagination for the
common query parameter contract.
See the loan object for the full
field reference.
Query parameters
integer
default:"1"
integer
default:"10"
string
Common values:
id, principal, expectedDisbursementDate.string
ASC or DESC.integer
Restrict the result to loans belonging to a specific customer (by
internal LMS id). Mutually exclusive with
customerExternalId —
pass one or the other, not both.string
Restrict the result to loans belonging to the customer with this
partner-supplied
externalId. Mutually exclusive with customerId.
Named explicitly because loans have their own externalId field too
— this one filters by the customer’s externalId, not the loan’s.string
Case-insensitive exact match against the loan’s
status. Accepted
values are the exact strings the LMS returns: Active,
Submitted and pending approval, Approved, Withdrawn by applicant,
Rejected, Closed (obligations met), Closed (written off),
Overpaid. The filter is applied wrapper-side after fetching, so
total reflects the filtered count, not the unfiltered scope.
Scans up to 1000 loans per call.Examples
# All loans for customer 42 (by LMS id)
curl -sf "$BASE/v1/loans?customerId=42&page=1&rows=25" \
-H "Authorization: Bearer $TOKEN"
# Same customer, looked up by their externalId
curl -sf "$BASE/v1/loans?customerExternalId=ext-ada-001" \
-H "Authorization: Bearer $TOKEN"
# Only this customer's currently-active loans
curl -sf "$BASE/v1/loans?customerExternalId=ext-ada-001&status=Active" \
-H "Authorization: Bearer $TOKEN"
Response
Each row has the same shape as a single-loan read — balance roll-up, next-due summary, and the fullrepaymentSchedule — so
partners can render outstanding-balance / next-instalment / schedule
views without a per-loan detail call.
{
"items": [
{
"id": "501",
"accountNo": "000000501",
"externalId": "loan-ext-12345",
"customerId": "42",
"customerName": "Ada Lovelace",
"loanProductId": "1",
"loanProductName": "7-Day Loan",
"status": "Active",
"principal": 5000,
"approvedPrincipal": 5000,
"currencyCode": "TZS",
"termFrequency": 7,
"termFrequencyType": "Days",
"numberOfRepayments": 1,
"interestRatePerPeriod": 11,
"principalDisbursed": 5000,
"principalPaid": 0,
"principalOutstanding": 5000,
"interestCharged": 38.5,
"interestPaid": 0,
"interestOutstanding": 38.5,
"feeCharged": 0,
"feePaid": 0,
"feeOutstanding": 0,
"penaltyCharged": 0,
"penaltyPaid": 0,
"penaltyOutstanding": 0,
"totalRepayment": 0,
"totalOutstanding": 5038.5,
"totalOverpaid": 0,
"nextDueDate": "2026-06-04",
"nextDueAmount": 5038.5,
"overdue": false,
"disbursedAt": "2026-05-28T14:32:05+03:00",
"dueDateTime": "2026-06-11T14:32:05+03:00",
"repaymentSchedule": [
{
"period": 1,
"fromDate": "2026-05-28",
"dueDate": "2026-06-04",
"complete": false,
"principalDue": 5000,
"principalOutstanding": 5000,
"interestDue": 38.5,
"interestOutstanding": 38.5,
"totalDue": 5038.5,
"totalOutstanding": 5038.5
}
]
}
],
"total": 7,
"page": 1,
"rowsPerPage": 25
}
repaymentSchedule on list rows is best-effort: each row is
hydrated with a per-loan read behind the scenes, and if that read
fails transiently the row is returned without the schedule rather
than failing your whole page. nextDueDate / nextDueAmount are
still present in that case. Treat a missing schedule on a list row
as “retry or fetch the single loan”, not as “this loan has no
schedule” — GET /v1/loans/{id} always carries it.